Two worries come up every time, and neither turns out to be the real issue.
“Will it make me bulky?” No. Building visible muscle mass requires years of deliberate, progressive training and a calorie surplus. Creatine is not an anabolic steroid and does not act like one. What it does is let you complete one or two more repetitions before failure, and it is those extra repetitions, accumulated over months, that produce the result.
“Is it safe long term?” Creatine monohydrate is among the most studied supplements in existence, with trials running to five years and no consistent signal of harm in people with normal kidney function. It is worth knowing that it raises serum creatinine slightly, which is a marker used to estimate kidney function, so it is worth mentioning to your doctor before a blood test so a normal result is not misread.
The part that is genuinely interesting
The muscle findings are established. The newer work is on mood and cognition, where creatine appears to affect brain energy metabolism, and there are early signals in sleep-deprived states and in depressive symptoms. That research is not mature enough to recommend creatine for those reasons, and we are not going to. But it is the reason the supplement is getting attention beyond the gym.